If you receive a traffic ticket and are found guilty of the charge your insurance rates will most likely increase significantly.
The New York Times recently published a list provided by Insurance.com for the average increases to auto insurance costs for convictions on traffic violations, which can be viewed here.
Average Increases on Insurance Costs for Traffic Convictions:
1. Reckless driving: 22 percent
2. Driving while under the influence: first offense: 19 percent
3. Driving without a license or permit: 18 percent
4. Careless driving: 16 percent
5. Speeding 30 m.p.h. over the limit: 15 percent
6. Failure to stop: 15 percent
7. Improper turn: 14 percent
8. Improper passing: 14 percent
9. Following too close/tailgating: 13 percent
10. Speeding 15 to 29 m.p.h. over limit: 12 percent
11. Speeding 1 to 14 m.p.h. over limit: 11 percent
12. Failure to yield: 9 percent
13. No car insurance: 6 percent
14. Seat-belt infractions: 3 percent
How Can I Avoid Insurance Increases?
The best solution is to follow your local traffic laws, but if you receive a traffic ticket you should hire a traffic lawyer to fix or amend your traffic ticket so that you do not receive points on your license which leads to increased insurance costs.
